Commercial Vehicle Insurance

Protecting your work based vehicles

The time when you need your insurance most is quite often the time your business is also suffering due to an unfortunate incident. Keeping you trading when you may have lost a valuable asset to the business is the aim of our commercial vehicle insurance.

Our commercial vehicle policy is underwritten by Ageas Insurance, an award winning vehicle insurer and Motor Insurer of the Year five times in the last decade.

Commercial vehicle insurance from Insure My World provides cover for commercial vehicles up to 3.5 tonnes. After an accident you will require a replacement vehicle, we will provide you with a similar vehicle so you can continue to trade whilst repairs are made or a write off decision is made.

Features and benefits

• £2 million limit for third party property damage
• Extend full cover for social, domestic and pleasure in EU up to 90 days
• Accidental damage to own van - We pay the market value, subject to excesses
• Damage to own vehicle by fire or theft - Market value - £100 excess, new vehicle replacement
• Audio and navigation - Comprehensive cover is unlimited for standard fit equipment,
• Personal belongings - Up to £100
• Broken windows or windscreen - £60 excess. £100 limit if Ageas glassline is not used
• Personal accident - Cover for the policy holder and spouse plus any passenger in the insured vehicle.
•            Death £2,500
•            Loss of sight or limb £1,500
•            Policy limit £10,000 each accident and £2,500 any one person
•            Age limit 15-69
• Medical expenses - Up to £100 per person in the insured vehicle
• Replacement locks - Up to £250 of cover with a £100 excess