Shop Insurance

Insurance for retail operations of all sizes

You cannot underestimate the importance of shop insurance in the UK. Retail based operations face a host of perils from flooding to fire, litigation to liability claims. Shop insurance from Insure My World can provide multi layered protection with flexible options and generous levels of standard cover.

Available in our policies

The business interruption service is designed to ensure your business has a continuation of service and protect you for loss of earnings.

As an employer you need to be aware that employers liability insurance is now a legal requirement. In addition you can also cover your self from third party claims with public employers liability insurance.

If you manufacture or supply products to customers there is always the chance you may face a liability claim due to a faulty product. An additional extra to our policies is Product liability insurance designed to protect you from such claims.

Perhaps the largest outlay next to the building for your business is contents insurance. Fixtures and fittings, stock and electrical equipment can all be covered up to £250,000. Cash held within the shop can also be covered if you wish.

Features and benefits

• Choose cover for optional extras such as buildings, or seasonal increases
• Protect your business equipment and stock
• Cover in the event of a third party claim
• Spread the cost by direct debit
• Extend your building cover to include subsidence
• Loss of money cover is included, subject to limitations
• Goods in transit cover can be included onto the policy
• Protect your business with business interruption cover
• Protect your frozen or refrigerated stock